Some cards are given to you and some you buy with your balance. A prize goes straight to your balance, with no wait.
Some scratch cards are given to you, for example from your daily streak. Others you buy with money in your balance.
Scratch the card to see what it shows. If you win, the prize goes straight to your balance. There is no wait for a payday on a scratch card.
What a card holds is decided when the card is made, before you scratch it. Scratching fast or slow makes no difference.
You need a verified ID to buy or scratch cards. See Why do I need to verify who I am?
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